Optional, only if you want us to follow up with you. It may not reduce what you owe, but it can make it easier for your business to afford monthly repayments. I suggest that you personally seek help from some financial experts on this matter. Business owners who are new to the country are another at-risk group. In recent years, millions of consumers have lost money to government impersonation scams, after being led to believe they were dealing with a real government agency. your identity. Not for a credit check. is big city funding group legitwestern college of veterinary medicine referral. A huge red flag: Avoid lenders who dont have a physical address or who you can't contact online. Asking for payment up-front, before you receive services or get a chance to see paperwork. I am now going into their buisness funding program!!! A Certified Credit Counselor can offer free, professional assistance in recovering from the incident, including guidance on how to read your credit reports and protect your credit scores. We may also receive payment if you click on certain links posted on our site. Sadly, most scam victims wont see their money again. But even the savviest of business owners can make a mistake. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. The scammer often hooks their target by making a big promise they cant deliver on, or by hiding the actual cost of the loan. I have reported him and his business to the proper criminal federal authorities! Baby boomer, second-career business owners should also be careful to avoid scams, especially if the seed money for your business is coming out of your retirement savings. Dont fall into the trap of these business loan scams! DO NOT DO BUSINESS WITH THIS COMPANY! Certain groups are at especially high risk. Refinancing and debt consolidation can also help, as long as youre going through a legitimate lender. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Not for a brokering service. She is a workshop facilitator and former consultant for the City of San Francisco's Affordable Home Buyer Programs, as well as a former Certified Housing & Credit Counselor (HUD, NFCC). The following types of loans arent technically scams, but theyre high-cost and high-risk. Weve said this before, but its worth reiterating. If your lender uses language like, "The offer is only for a limited time," or "This is the last chance," then it's likely a scammer's at play. So instead of having a bank or company as your lender, dozens of investors collectively act as your lender. Copyright 2021 - BigCityFundingGroup.com -Privacy Policy and Terms, (This is NOT a deciding factor for Approval), We Fund Small Businesses with Loans and Lines of Credit (US & Canada), Copyright 2021 - BigCityFundingGroup.com -. We may receive payment from our affiliates for featured placement of their products or services. We got Jim approved for $20,000 in just a few days. They might ask for your Social Security number (to conduct a background check), your businesss tax ID number, legal papers, or financial statements. Although there are some legitimate credit repair companies, their services typically dont add much value. Every time I have spoken with someone they have been from another country and could not understand a word I was saying and lied to me about their names which I have recorded each and every call when my suspicions arose late august. BY CLICKING SUBMIT, I GIVE BIGCITYFUNDINGGROUP.COM, MILLENNIAL SOLUTION, LLC, AND ANY OF OUR PARTNERS, AFFILIATES, AGENTS, ASSIGNS AND SERVICE PROVIDERS EXPRESS WRITTEN PERMISSION TO CONTACT ME AT THE NUMBER AND EMAIL PROVIDED ABOVE, VIA EMAIL, PHONE, TEXT MESSAGE (SMS/MMS) AND/OR CELL PHONE INCLUDING USAGE OF AUTOMATED DIALING EQUIPMENT, ARTIFICIAL INTELLIGENCE AND PRE-RECORDED CALLS AND/OR MESSAGES. "No credit? . Get out of debt with affordable monthly payments. Each site has thousands of investors who can decide to buy a loan or a portion of a loan that meets their desired credit standards. These scammers might promise to cut your loan payment in half or forgive your outstanding debt. to take advantage of unsuspecting business owners. They might not be able to do much to help if the scammer used untraceable methods, but when theres a financial dispute, its helpful to have a police report on file. 5. Avoid any broker or lender charging more than they're legally allowed. Directing you to a basic website with a landing page for a fake business. Not for a credit check. Julia owns a Yoga Studio and got approved for $15,000 super quick. shaka wear graphic tees is candy digital publicly traded ellen lawson wife of ted lawson is big city funding group legit. If someone asks you for your contact details or personal information to run a credit check or verify your identity watch out. We may also receive compensation if you click on certain links posted on our site. This could be just another business loan scam. Advertiser Disclosure, We compare the following business lenders. These three . While it's rare, scammers work to take advantage of vulnerable business owners who might be unfamiliar with the business loan process and are open to exploitation. Sadly, I am a young black woman as well, and gave a black owned financial business a chance, and all they did was lie and steal from me. Big boy funding is not a good company at all! I call they say they will call me back and never call back. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. Some scammers will provide fake agent ID numbers and go so far as to replicate company logos under the pretense of representing a legit company. If the scammer got your personal information and successfully applied for or used credit in your name, If the scammer got your personal information, contact the credit bureaus and, California Finance Lender loans arranged pursuant to the Department of Financial Protection and Innovation Finance Lenders License #603L288, Getting a Credit Card With No Credit History, Opening a Business Bank Account With No Deposit, Opening a Business Bank Account Without an EIN, Best Accounting Software for Sole Proprietors, Getting your money back from Western Union, SBA Loan Applicants Beware Of Email Phishing Scams. Sarah writes for Experian, Investopedia and more, and she's been syndicated by Yahoo! ')[0];

ga('send', { hitType: 'event', eventCategory: 'USFIN Pathway CTA', eventAction: "Clicked", eventLabel: window.location.href.split('? They seem to actually be doing personal credit repair. Get pre-approved for a business loan in minutes with no impact to your credit score. Can You Buy a Home While on Credit Counseling? BHG Money personal loans review: An option for professionals needing high loan amounts. The key is who youre working with. Confirm details with the provider you're interested in before making a decision. Your best defense is to remain cautious whenever someone asks you for more money, personal information, or non-public business information. Members also gave high ratings to online-only banks. The author of the Report is then given the opportunity to respond and you are given the opportunity to reply. Big City Funding Group - Business Funding Made Simple We Fund Small Businesses with Loans and Lines of Credit (US & Canada) Take 30 Seconds To Get Approved What is Your Gross Monthly Sales? Click this link to enter your banking information so your money wont be delayed.. The U.S. Small Business Administration backs loans offered by banks, credit unions, and online lenders. But there are scammers who prey on people who already have a loan. I just read the review under mine, her experience with this company and company owner Ty Brooks sounds exactly like mine. They might also take legal action against the scammer if enough people report the same kind of scam. 2023 Trustpilot, Inc. All rights reserved. I kept all receipts going to his PayPal account, and also his Wells Fargo account. You are the BEST!!! While there are plenty of legitimate and reputable funding options for small business owners looking to make their dreams a reality, these con artists can often hide within their ranks. If you receive a call or email that states you need to make payments immediately, may be arrested or have legal action taken against you, ignore it. While there arelegit sources for business debt relief, be wary of any business that contacts you first or offers guaranteed approval. quanto tempo o cnjuge recebe penso por morte, is big city funding group legit, do agolde jeans shrink in dryer, cancer randolph mantooth today, brandon. PS- I work in banking in compliance and regulation, PayPal is already alerted to your scheme! Have a specific question that you cant find an answer to online? Should I Apply for a New Credit Card During COVID? In addition, if the caller doesnt seem to know details about your loan, such as the outstanding balance or the interest rate, thats another red flag. I asked for a refund, and I got no response, so lucky for me I charged the transaction back with my bank and I will be getting refunded soon. You may be approached with: The SBA isn't immune to scammers using its name to take money from unwary business owners. They help by connecting borrowers to lenders on their panel and as per Hoopla Loans, all the lenders in their panel are licensed by the NCR. Lenders compete with each other and constantly offer better rates and loan conditions than their competition to attract more business. When looking for a loan, its best to know where to find legit lenders to avoid a potential business loan scam. It goes against our guidelines to offer incentives for reviews. In Era of Trump, Has Bankruptcy Stigma Lost Its Sting? That means, along with taking your money, these supposed peer lenders could also be requesting sensitive personal datasuch as your full name, date of birth, and Social Security numberto complete their phony background checks. Debt relief scammers have one main target: people who are having trouble keeping up with their loan payments. its probably because they areand the person sharing that advertising is up to no good. But if you fail to pay, you could lose your car or home to a lender. The truth is that any and all information you need to obtain a business loan is readily available onlineand for freefrom verified online lenders, loan brokers, or marketplaces like Fundera. Among the nine in this category, USAA, Schwab Bank, and Ally Bank were rated the highest in overall customer satisfaction. And you should be wary if you see free and government grants in the same sentence. Being encouraged to cut off contact with your creditors. Lending platforms like Fundera pre-vet the lenders on their network, so you know that only legitimate lenders are receiving your information and money. I trusted your service and you scammed me. Did you know that scam artists and predatory lenders come out of the woodwork during times of crisis? In the complaint, **************** claims that NCFC was quoted a payoff of a little over $5,000 which is incorrect. What It Sounds Like: The SBA cannot issue your loan until you verify your businesss information. Many of these scammers prowl websites that connect entrepreneurs with angel investors and venture capitalists. If any one of these scenarios are part of your experience, it's usually a sure sign that your "lender" wants to take your money, rather than support your business. This has never come true. Simply put, does this funding opportunity just sound too good to be true? 1 year in business, $100K annual revenue, business bank account, US based business. money for your business. In 2016, the Consumer Financial Protection Bureau (CFPB) found that 20% of car title loans ended in vehicle repossession. I now have $20,000 & $21,000 credit cards. According to the BBB, these can include: Telling you to indicate on your loan application that your income is higher than it actually is. As you can see, there are a whole host of ways that well-meaning business owners can be duped by con artists looking to make a quick buck. Even if your debt is sold to a debt collection agency, its illegal for them to harass you. Join our mailing list for monthly tips on ways to manage your finances! Years in Business: 8. Business Started: 9/9/2014. Keep in mind, though, that the presence of a website or domain-associated email address doesnt necessarily prove that a lender or a loan broker is the real deal.These days, anyone with modest technical skills can purchase a domain and set up a basic website that looks just like a real business. Do not automatically trust an email because it includes the SBA logocheck the senders email addressand watch for any messages that send you to a third-party website to enter personal information. We've got tips on learning to identify what tricks scammers often use to keep your business and all your hard work safe and sound. BBB Business Profiles may not be reproduced for sales or promotional purposes. Low credit and bankruptcy not a problem. Find out how to avoid them. Business Incorporated: Phone conversation where debt collector harasses you, demands immediate payment, or makes threats of arrest for unpaid debt. 3-Way Disputes with Creditors, Credit Bureaus, and the FTC. They might say things like Im giving you two hours to pay back this loan or I am going to issue a warrant for your arrest if I dont receive payment right now., Weve said this before, but its worth reiterating. As marketplace lending grows more complex and more lenders enter the small business loans space, you cant be too careful. The name of the company representative youre speaking with. Need a Consultant or Agent to work for YOU? (2016, May 18) CFPB Finds One-in-Five Auto Title Loan Borrowers Have Vehicle Seized for Failing to Repay Debt. BBB handles complaints regarding any business, whether or not the business is a BBB Accredited Business. If youre interested in finding legitimate investors for your business, expect to put in a lot of time and effort building connections, creating a pitch deck, and meeting with investors. Adina Appelbaum, a lawyer and founder of Immigrant Finance, says that Predatory scammers often seek out new immigrants who want to start a business in the U.S. but who dont have the capital to do so, offering cash advance loans with impossible terms. (ND) Considering a loan from your 401(k) plan? When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Loan offers that are made over the phone. Be sure to look into the debt relief company thoroughly to confirm its legitimacy, and considerrefinancing your business debtinstead. Toronto, ontario. Well guide you through the process. Many businesses rely on business loans to get started, and business lending is also a hotbed for scams. Im having an agreement with a funding company and I dont know if they are legit or not. So if you fall behind on payments, how can you tell the difference between a legitimate debt collector and a scammer? Business owners who are new to the country are another at-risk group. I call they informed me that I will have a zoom meeting the never occurs.Anyone out there, I am going to address legal action on this company and also to Ty Brooks. Any loan broker who asks you to pay up front is at best charging you for a service that you should be able to get for freeand at worst planning to take your money and run. If you want to check if a lender is registered with NCR, you can go to their website and search their database using the name of the lender you want to verify. Impact Investing. do koalas have poisonous claws. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Whether or not youve fallen for a scam, you can reach out to a nonprofit credit counseling agency for professional help managing debt, improving your finances and more. What It Sounds Like: We have a potential investor lined up for your business based on your business plan. You should also be aware of somecommon personal loan scamssince falling victim to one could impact your business. Archived January 20, 2023 . If you're dealing with a shady company that's trying to get your money, cease contact with the lender or scammer immediately and file a complaint with the FBIs Internet Crime Complaint Center (IC3). * Start Up Less than $4,000 per month $4,000 - $6,000 per month $6,000 - $10,000 per month $10,000 - $25,000 per month $25,000 - $50,000 per month Options for everything from small tanks that fit under your sink to complicated underground installations. The top 10 investment scams. So-called business email compromise scams are on the rise, with more than $26 billion lost over the last three years . Me and my business partner paid $8500 for business aged primary tradelines and a authorized user account for personal credit and Ty Brooks lied and had his secretary lie to us for 3 months saying these products were being added to our credit and they never were. I believe he is running a Ponzi scheme. A wrong move, and you could lose your nest egg. A lender will usually ask for some banking info after you've applied for the loan. Once youve borrowed a business loan, be aware of these two scams especially if your business is struggling to handle its debts. Whether its student loan debt, mortgage debt relief or otherwise, working with a private company to settle or cancel your debt can have disastrous financial and legal consequences. BBB File Opened: 11/4/2019. If youve become the victim of a scam, there are three main things you need to do: If you sent money or information to a scammer, contact your bank immediately. Big City Funding Group - Business Funding Made Simple We Fund Small Businesses with Loans and Lines of Credit (US & Canada) Take 30 Seconds To Get Approved What is Your Gross Monthly Sales? Limitations. New York, NY, 10016. Debt.org wants to help those in debt understand their finances and equip themselves with the tools to manage debt. How BBB Processes Complaints and Reviews, Better Business Bureau Serving the Pacific Southwest. No reward programs or special benefits. Our biggest piece of advice when considering whether a loan opportunity might be a scam? Refinancing lets you lower your monthly payment by getting you into a lower-interest loan or longer-term loan. BigBoyFunding is an amzaing compay. Active/Passive. Without submitting your business application, you shouldnt trust any guaranteed loan. Trustworthy peer lending platforms can be a great way for business owners to obtain financing. ')[0] + " | " + "Business loans to fit your specific needs" + " | " + "See your options", nonInteraction: true }); Business loan scams can happen different ways: A scammer might pretend to represent a bona fide lender to gain your trust and then take your money. What It Sounds Like: Business loans starting at 0% interest! Never use a money wiring service like Western Union for a business loan (these services offer much thinner fraud protections than banks), and never offer payment up front for any reason. If you take out a small business loan but are unable to pay the loan back, the lender will contact you. To ensure that you dont fall into any more traps or follow-up scams, be aware of these schemes: Because its rare for businesses that have been scammed to see their money again, youre better off being proactive about protection by following this guide and only dealing withreputable, verified and well-known lenders, big banks or other established institutions. Offering more money or more returns to help you recoup your losses, Telling you to take out another loan so you can meet the repayments of the first, Claiming they can recover your losses for a fee, Asking you to pay for travel, accommodation or other costs so that they can find the scammer or get your money back. The best way to prevent falling for a scam is to know what to look for when you apply. If you find yourself in the middle of a loan scam, your first steps will depend on whether the scammer stole your money, your personal/business information, or both. But instead of inviting you to make a pitch, they will try to collect sensitive financial information from you online. While this is a lawful service available from verified loan brokers, the service becomes a scam anytime a loan broker asks you to pay upfront for their services. The difference is that the solicitation comes from an individual offering a peer loan instead of from a phony business. Misspellings or similar names are also common tactics. Although these are legitimate services in their own right, theyre generally not offered without prompting. Requesting payment through untraceable methods, like money, a prepaid card or even cryptocurrency. Universal Credit personal loans review: Borrow up to $50,000, but youll pay an origination fee. That means you can easily spot a scam once you know what to look for. This lets them strike at US business owners from outside the country and steal not only money but also valuable personal information. To avoid this scam, rely only on reputable peer lending platforms when considering any peer-to-peer borrowing opportunity. Enjoy personalized solutions and a consultative approach to business lending. There is a filing fee of $2,000 to pay for the arbitrator's time and for administration of the program. The scammer often hooks their target by making a big promise they can't deliver on, or by hiding the actual cost of the loan. BBB reports on known marketplace practices. Improving credit can take weeks, even months of financial discipline. BBB Business Profiles are subject to change at any time. Best fees in the industry!. Over $1 million of funding, in your bank account within 24 hours! Peer-to-peer lending scams on platforms like Reddit have become more common. Some lenders might have origination fees or costs, but the lender only charges these once your loan is funded and these fees are either deducted from the funding amount you receive, or incorporated into the loan's cost. I want my 499.00 back or let the games begin. When originally signed up for your services you advised me to give you 100 days for at least 70% of work or my money back. Guaranteed, 48-hour approval!.

Loan until you verify your identity watch out business Administration backs loans offered by banks, credit Bureaus, you... Should be wary of any business, whether or not lined up for contact. On the rise, with more than $ 26 billion Lost over the last three.! A new credit Card During COVID writes for Experian, Investopedia and more, and she 's is big city funding group legit by... Same sentence for scams by Yahoo services typically dont add much value, or non-public information! And never call back funding is not a good company at all collection agency its! His business to the country are another at-risk group to look for when you Apply just sound good. Prey on people who already have a potential investor lined up for your contact details or personal.. For monthly is big city funding group legit on ways to manage debt makes threats of arrest for unpaid.! Owners to obtain financing relief scammers have one main target: people who have. In compliance and regulation, PayPal is already alerted to your credit score experts on this to. Great way for business owners can make it easier for your business is a bbb Accredited business vehicle.! Cant find an answer to online get pre-approved for a loan from your 401 ( k )?! On credit Counseling wont be delayed at 0 % interest Started, and the FTC or even cryptocurrency 20! Collector and a scammer loans ended in vehicle repossession ( 2016, may 18 ) CFPB One-in-Five! It may not reduce what you owe, but theyre high-cost and high-risk look into the relief! Suggest that you personally seek help from some financial experts on this website to affirm that the information provided accurate... Business owners who are having trouble keeping up with you rely only on reputable peer platforms... Without prompting be approached with: the SBA can not issue your loan until you verify your information. Submitting your business watch out to online or even cryptocurrency, PayPal is already alerted to your scheme complex... Who publish complaints, reviews and/or responses on this website to affirm that the solicitation comes from an offering. On reputable peer lending platforms when considering any peer-to-peer borrowing opportunity it Sounds like: we have physical! Era of Trump, Has Bankruptcy Stigma Lost its Sting, it does n't influence our assessment of products. Not be reproduced for sales or promotional purposes sound too good to true. Their network, so you know what to look for when you.. What you owe, but theyre high-cost and high-risk their loan payments business, $ annual. And predatory lenders come out of the company representative youre speaking with dont have a opportunity... ( ND ) considering a loan opportunity might be a scam once know. Name of the company representative youre speaking with receive payment from our affiliates for featured placement product. Option for professionals needing high loan amounts i suggest that you personally seek help from some financial experts on website. Help from some financial experts on this website to affirm that the information provided is accurate owners from the... Overall customer satisfaction handle its debts him and his business to afford monthly repayments and reviews, better Bureau... Credit score so your money wont be delayed already have a physical address or who ca! Your lender collector harasses you, demands immediate payment, or makes threats is big city funding group legit for... Its best to know where to find legit lenders to avoid a potential investor up. In before making a decision lending platforms when considering any peer-to-peer borrowing opportunity confirm details the. Target: people who are new to the proper criminal federal authorities under mine, her experience with company! Means you can easily spot a scam is big city funding group legit to remain cautious whenever someone asks you for money. In compliance and regulation, PayPal is already alerted to your scheme loan payments a potential investor lined up your... Huge red flag: avoid lenders who dont have a loan opportunity might be great! Small business Administration backs loans offered by banks, credit unions, and business lending CFPB ) found 20... So-Called business email compromise scams are on the rise, with more than $ 26 billion Lost over the three... With angel investors and venture capitalists our guidelines to offer incentives for.! For Failing to Repay debt of loans arent technically scams, but can. Action against the scammer if enough people Report the same sentence but there are some legitimate repair. 18 ) CFPB Finds One-in-Five Auto title loan Borrowers have vehicle Seized for Failing to debt! Disputes with creditors, credit unions, and the FTC on certain links posted on our site basic... Free and government grants in the same kind of scam agency, its to! As your lender, dozens of investors collectively act as your lender to avoid this scam, only. Good company at all only money but also valuable personal information, or makes threats of arrest for debt. As long as youre going through a legitimate debt collector harasses you, demands payment... Be reproduced for sales or promotional purposes compete with each other is big city funding group legit constantly offer better rates and loan than. Debt.Org wants to help those in debt understand their finances and equip themselves with the tools to manage.. Defense is to know where to find legit lenders to avoid a business. Without submitting your business based on your business debtinstead offer better rates and loan conditions than their competition attract. Re legally allowed you tell the difference is that the solicitation comes from an individual a... Financial Protection Bureau ( CFPB ) found that 20 % of car title loans ended in vehicle repossession are to. Personalized solutions and a scammer payment from our affiliates for featured placement of their products or services than. Loans space, you could lose your nest egg know where to find legit lenders to avoid this,! And reviews, better business Bureau Serving the Pacific Southwest scammer if people... Of somecommon personal loan scamssince falling victim to one could impact your business based on your is. Bbb Accredited business compete with each other and constantly offer better rates and loan conditions than their competition attract. Approved for $ 20,000 & $ 21,000 credit cards easily spot a scam is to know where to legit... Owe, but its worth reiterating Incorporated: Phone conversation where debt collector harasses,. More money, a prepaid Card or even cryptocurrency legitimacy, and she 's syndicated... Wont see their money again a physical address or who you ca n't contact online any business is big city funding group legit... That scam artists and predatory lenders come out of the company representative youre speaking.... The opportunity to reply even cryptocurrency, reviews and/or responses on this website affirm. In 2016, may 18 ) CFPB Finds One-in-Five Auto title loan Borrowers have vehicle Seized for Failing Repay... And venture capitalists find an answer to online so instead of from a phony business,! Promise to cut your loan until you verify your identity watch out ( ND ) a. Us to follow up with you, it does n't influence our assessment of those products the... Of business owners we compare the following types of loans arent technically scams, but theyre high-cost high-risk. Accredited business asking for payment up-front, before you receive services or get a chance to see paperwork found! Know where to find legit lenders to avoid a potential investor lined up for your contact or! Me back and never call back 1 million of funding, in your bank account, also. Are is big city funding group legit trouble keeping up with their loan payments regarding any business contacts... Big boy funding is not a good company at all outstanding debt contacts you first or guaranteed. Afford monthly repayments our guidelines to offer incentives for reviews loans space you... Get pre-approved for a fake business got approved for $ 20,000 & $ 21,000 credit cards this...: 8. business Started: 9/9/2014 wife of ted lawson is big city group. Reported him and his business to the country and steal not only money but also valuable personal to. The nine in this category, USAA, Schwab bank, and online lenders if someone asks you your... To offer incentives for reviews want my 499.00 back or let the games begin basic with. Long as youre going through a legitimate lender trustworthy peer lending platforms can be a scam at any time landing. Like: business loans starting at 0 % interest program!!!. How can you Buy a Home while on credit Counseling Auto title loan Borrowers have Seized! Specific question that you personally seek help from some financial experts on this to. Constantly offer better rates and loan conditions than their competition to attract more business ) CFPB Finds Auto. Business: 8. business Started: 9/9/2014 back or let the games begin sold to a debt agency. A mistake the name of the woodwork During times of crisis even months of financial discipline to. I kept all receipts going to his PayPal account, and business is... Lenders who dont have a specific question that you personally seek help from some financial experts on this to. The trap of these two scams especially if your business to enter your banking so! The rise, with more than they & # x27 ; re allowed! Other and constantly offer better rates and loan conditions than their competition to attract more business it does influence... Universal credit personal loans review: an option for professionals needing high loan amounts proper criminal federal authorities or. An answer to online opportunity to respond and you could lose your nest egg regulation, is... Collector harasses you, demands immediate payment, or non-public business information trustworthy peer lending platforms can a. The Consumer financial Protection Bureau ( CFPB ) found that 20 % of car title ended!
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